DGF Don't Get F*cked
Defensive personal finance · Free to start

Don't
Get
F*cked

The dealership, the landlord, and the fine print are all counting on you not knowing the basics. Short lessons, brutal practice modes, and a human on the phone when it's about to get real. Plain English. Light profanity. Zero jargon left standing.

Pick a subject

The Elements
of Not Getting F*cked

Every subject is short, digestible lessons plus practice that fights back. Free at the surface, paid at depth.

162% PF Personal Finance 238% CR Credit 312% ST Stocks 40% RE Real Estate
5Soon TA Taxes
6Soon IN Insurance
7Soon CA Cars
8Soon EI ETFs & Funds
Real mechanisms, real dollars

How They Get You

Every lesson names the trap and the counter-move. A taste:

Buying a car

  • They negotiate the monthly payment, not the price — a "$400/month" deal hides a 72-month loan at a brutal rate.
  • The finance office marks up your rate. Approved at 6%, written at 9%. Legal, and standard.
Your move: get pre-approved before you walk in →

Signing a lease

  • Vague "professional cleaning" language lets them invoice your whole deposit on the way out.
  • "Jointly and severally liable" means your roommate's missed rent is yours too.
Your move: video-walk the unit on day one →

Getting a credit card

  • The minimum payment is the trap, not the favor — a $3,000 balance at 24% APR takes a decade to escape.
  • Deferred-interest store deals charge back-interest on the entire original amount.
Your move: autopay the full statement balance →
Practice that fights back

Four Ways to Prove It

Normal

Standard practice. Learn without losing anything.

High Stakes

One wrong answer ends the round. 5× the reward.

Speedy

20 questions, 120 seconds. The clock doesn't negotiate.

Survivor

100 questions, 3 strikes. Go the distance.

On the hook right now?

Talk to a Human
Before You Sign

$49.99
Flat consult fee · 1-on-1 call

About to buy a car, sign a lease, take a loan, pick insurance? Get us on the phone first. We look at your exact deal and tell you straight where you're about to get screwed.

Book the call

Request now, pay when we schedule. Education, not licensed financial advice.

Go
Deeper.

$11.99 /month · first week free
Start 7 days free