How It
Works
Learn the trap
Pick a subject — Personal Finance, Credit, Stocks, Real Estate, with more coming — and work through short, plain-English lessons. Every lesson names a real mechanism: how the finance office marks up your rate, why the minimum payment is designed to keep you in debt, what "jointly and severally liable" does to you. No jargon survives.
Practice under pressure
Knowing it and knowing it when it counts are different skills. Practice modes push back:
- Normal — standard practice, nothing to lose
- High Stakes — one wrong answer ends the round, 5× the reward
- Speedy — 20 questions in 120 seconds
- Survivor — 100 questions, 3 strikes, go the distance
Streaks, trophies, and a leaderboard keep score. The point isn't the score — it's making the mechanics automatic before real money is on the table.
Don't sign blind
About to buy a car, sign a lease, take a loan, pick insurance? The Human tab gets you a 1-on-1 call with the DGF team for a flat $49.99 — we look at your exact deal and tell you straight where you're about to get screwed. Request the call, we reach out within 24 hours to schedule.
Free at the surface, paid at depth
Surface lessons in every subject are free, forever. Going deep — full-depth lessons, every practice mode, unlimited founder chats — is $11.99/month with the first week free. We'll always be upfront about which is which.